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- Office Hours over Christmas and New Year
The Melbourne Branch will be closed on the following days: - Monday 26th December 2011
- Tuesday 27th December 2011
- Monday 2nd January 2012
The
Sydney Branch will be closed from Friday 23rd December 2011 and will
reopen on Monday 30th January 2012, during this time should you need
any assitance you can contact the Melbourne Branch on 1300 658 528. - Transaction Listings by Email
If you require a transaction listing to be forwarded to you then email us at lacc@latviancredit.com.auand we will forward to you as soon as we can a transaction listing of your account. This is not an account statement only an account listing. - Government Guaranteed Deposits
Your
deposit with the Latvian Australian Credit Co-operative is guranteed by
the Australian Goverment, for further information look under the
Investments section. - Mutual Banking Code of Practice
What is the Mutual
Banking Code of Practice?
The code is an public statement of the value
we place we
place on improving the
financial wellbeing of
our Members.
10 Key promises
1. We will be fair and ethical in our
dealings with you
2. We will focus on our members
3. We will give you clear information about
our products and services
4. We will be responsible lenders
5. We will deliver high customer service
and standards
6. We will deal fairly with any complaints
7. We will recognise member rights as
owners
8. We will comply with our legal and
industry obligations
9. We will recognise our impact on the
wider community
10. We will support and promote this Code of
Practice.
- Membership now open to all.
We
have now modified our Company constitution to remove the common bond
requirements to be a member of the Credit Co-operative. All that is
required is to complete an application form, pay $10 for 5 shares. The
application is subject to approval by the Board.
Year Books issued by the Latvian Credit
Union Association can be purchased from our branches for $10.00 per copy.
This book is published by the Latvian Credit Union Ltd in Toronto, Canada. The calendar includes
information about Latvian organizations world wide as well as a calender showing names days.
The weekly Latvian
newspaper is now available at our Melbourne Branch for $2.50 per copy.
Members can now get a Cue Card Debit Card where they can access up to $500.00 per day from ATMs and
EFTPOS, these cards can also be used in Australia and overseas.
Applications for cards are subject to approval, and certain terms and
conditions apply for these cards. For further details, terms and conditions
or applications contact the Society. To
avoid a 'foreign ATM fee' you can use Westpac ATM's, Bank of Melbourne, St George ATM's and Bank SA ATM's, the fees charged
on use at the above ATM's are shown in the fees and charges schedule.
- Direct Credits and Debits
Those members wishing to
have their salary, pension, dividends or any similar payments credited
directly to their account, or regular payments debited directly from their
account, should note the following details to be supplied so their account
may be credited or debited.
Financial Institution: Latvian Australian Credit
Co-operative
Address: 8/313 Little
Collins Street, Melbourne
BSB No.: 704 723
Account No.: This is your
account number
Account Name: These are
the names in which the account rests.
- Deposits via Westpac Bank
Branches
For those members
finding it difficult to attend one of our branches to make deposits of cash
and or cheques, these can also be made at any Westpac Bank Branch or Bank
of Melbourne Branch by use of a pre-encoded deposit book. For further
details or to order a book please contact either branch office.
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